News

Fannie Mae & Freddie Mac Updates

Date:

Fannie Mae Update The below update is effective immediately for all Fannie Mae loans. Freddie Mac
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Expanded FEMA Disaster in Kentucky

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FEMA Disaster Declaration in Kentucky FEMA has expanded the existing disaster, DR# 4864, in Kentucky. The
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Arc Edge Eligibility in Maryland, Overlay & Fannie Mae Updates

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Edge Agency Plus & Edge Alt Income In Maryland For registrations dated on or after May 19, 2025, the
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FEMA Disaster Declaration in Arkansas

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FEMA Disaster Declaration in Arkansas FEMA has declared a disaster, DR# 4865, in Arkansas. The impacted
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FHA Eligibility Update, Freddie Mac Updates 25-033

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Correspondent Announcement Guideline Updates FHA Eligibility Update Effective
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Fannie Mae, Freddie Mac & FNMA/FHLMC Second Home & Investment Property Update

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Fannie Mae, Freddie Mac & FNMA/FHLMC Second Home & Investment Property Update The below update is
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Collateral Shipment Update

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Effective immediately, a true & certified copy of the Deed of Trust/Mortgage and applicable riders will
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Update: Asset & Reserves Eligibility

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Effective May 1, 2025, Arc will no longer check for eligibility of assets or reserves during registration or
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Product Update: Edge ARM Discontinuance

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Arc Home will be discontinuing the Edge ARM Product. The Last day to lock the Edge ARM Product is
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Pricing Update: Investment Property Business Purpose Field

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The business purpose field must be completed when pricing an Investment Property in order to get pricing.
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MISMO XML of the Appraisal

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Please include the MISMO Appraisal XML files, in addition to the PDF's of appraisals when uploading credit
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Shellpoint Payment Address Update

Date:

Effective Immediately, Goodbye Letters and 1st Payment Letters for Shellpoint serviced loans should be
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Collateral Shipment Update

Date:

Effective immediately, a true & certified copy of the Deed of Trust/Mortgage and applicable riders will
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Update: Asset & Reserves Eligibility

Date:

Effective May 1, 2025, Arc will no longer check for eligibility of assets or reserves during registration or
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Maryland Loans Registration Update

Date:

Effective for loans registered with Arc Home on or after April 28, 2025, the following loan products will be
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